You’ve Been Hacked or Spoofed: Now What?

Andy Lucking By | On August 26, 2019

Unfortunately, many of us who become victim to any sort of information security breach won’t know until someone else tells us. For example, we might get a message or call from a friend asking why we sent that “spammy” email with a link to a free Amazon gift card. Have we been hacked? Spoofed? And […]

Mastering Financial Aid Eligibility

Andy Lucking By | On April 3, 2019

For many families, financial aid programs help make higher education attainable. The first step in applying for aid is to complete the Free Application for Federal Student Aid (FAFSA). It is used to determine the student’s eligibility for federal aid programs, such as grants, work-study options, and loans. Schools also use the FAFSA to assess […]

The Basics of Credit Scores and Credit Reports

Andy Lucking By | On July 26, 2018

As consumers, we know that having a good credit score is important. Whether you are applying for a loan or signing up for a credit card, your credit score plays a major role in determining if you will be approved. Your credit score can also have a significant impact on loan terms and borrowing costs. […]

New Developments in the Public Service Loan Forgiveness Plan

Andy Lucking By | On May 23, 2018

The Public Service Loan Forgiveness Program (PSLFP) began in 2007 with a simple idea: provide debt relief to borrowers in critical but often low-paying careers after they make 10 years of timely student loan repayments. The U.S. Department of Education cited law enforcement and emergency management personnel, public school teachers, and legal aid attorneys as […]

What Should You Do If You Are A Victim Of Tax Identity Theft?

Andy Lucking By | On April 5, 2018

When it comes to filing your tax return, you put in the time and effort to complete every form accurately and according to the instructions. But even if you do everything by the book, a tax identity thief may still file a fraudulent return in your name. Unfortunately, this happens all too often. In fact, […]

Which College Savings Plan Is Right For You?

Andy Lucking By | On November 29, 2017

The cost of college is steadily rising, and student loan debt has reached crisis status. What does this mean for you? It is more important than ever to commit to saving for the education expenses of the future scholars in your life. But making that commitment to save is just the first step. Next, you […]

Medicare Basics You Need To Know

Andy Lucking By | On September 26, 2017

The concept of Medicare can be murky for soon-to-be retirees. If you learn basic enrollment guidelines and some of the nuances of various Medicare plans, you’ll be empowered with the knowledge you need to make better decisions—and avoid costly penalties. Here, we explore key points and address common questions about this federal health insurance program. […]

Fact vs. Fiction: Off-Campus Housing

Andy Lucking By | On July 19, 2017

We understand that it can be tricky navigating the world of personal finance. Everyone seems to have an opinion, and it can be hard to know what to believe.  Read our next myth regarding off-campus housing. Fiction: Off-campus housing is the most budget-friendly option for college students. Fact: Figuring out which living situation is the […]

Fact vs. Fiction

Andy Lucking By | On June 8, 2017

Following is the latest in the new Fact vs. Fiction series created as a way to present and debunk some of the most common financial myths. Fiction: When I donate to my favorite charity, writing a check is the best gifting strategy. Fact: Before you make a charitable donation, consider the potential tax and legal […]