Understanding Risk

Mark Kutzke By | On July 19, 2018

What you probably already know about risk Even though you might never have thought about the subject, you’re probably already familiar with many kinds of risk from life experiences. For example, it makes sense that a scandal or lawsuit that involves a particular company will likely cause a drop in the price of that company’s […]

Are You Making These Security Mistakes With Your Smartphone?

Mark Kutzke By | On April 25, 2018

It’s tough to remember how we managed our daily lives without smartphones. How did we get around town without quick access to Google Maps? Pay our bills on time before we had credit card and banking apps? Or let someone know we were running late without text messaging? Because completing tasks on smartphones is so […]

Fact vs. Fiction: Tax Bracket Threshhold

Mark Kutzke By | On December 6, 2017

We understand that it can be tricky navigating the world of personal finance. Everyone seems to have an opinion, and it can be hard to know what to believe. Following is another myth in a series created as a way to present and debunk some of the most common financial myths. . Fiction: If you’re on […]

Is The Cloud Secure Enough For Me?

Mark Kutzke By | On October 3, 2017

Have you ever used Dropbox or Box.com? How about web-based mail, like Gmail, Yahoo! Mail, or Hotmail? If you consider that all of these are clouds—as are most Google apps—it’s hard to find an Internet user who doesn’t have some information in the cloud. As cloud-based services become more prevalent, you might be wondering: Is […]

Fact vs. Fiction

Mark Kutzke By | On June 21, 2017

Following is the latest in the new Fact vs. Fiction series created as a way to present and debunk some of the most common financial myths. Fiction: I’m too young for financial planning. Fact: It’s never too early to start forming good financial habits. Creating a budget, paying down your debt, saving for big events […]

Why You Need an Estate Plan for Your Digital Assets

Mark Kutzke By | On May 23, 2017

According to the Pew Research Center, 87 percent of Americans use the Internet. This means most of us maintain at least some personal and financial information online. We pay bills online, keep contact records digitally, and rarely print a photo—because it’s in our online photo album. Although this digitizing of information makes it easier to […]

4 Tips for Safe Shopping this Holiday Season

Mark Kutzke By | On December 8, 2016

Scammers don’t take off for the holidays. In fact, at a time when most of us use our credit cards even more, identity thieves work harder than ever. It’s easier for them to catch us off guard by offering incredible deals; playing on the scarcity of must-have, sold-out items; and blending in with legitimate retailers. […]

Estimating Your Retirement Income Needs

Mark Kutzke By | On October 26, 2016

You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it sounds, because retirement planning is not an exact science. Your specific needs depend on your […]

Smartphone Security Mistakes and How to Avoid Them

Mark Kutzke By | On September 28, 2016

It’s tough to remember how we got by before smartphones. How did we get around town without handy access to Google Maps? Pay our bills on time before we had credit card and banking apps? Or let someone know we were running late without text messaging? Because completing tasks on smartphones is so easy, we […]

Making the Most of Life Insurance Tax Benefits

Mark Kutzke By | On September 7, 2016

The primary purpose of life insurance is to provide financial security for families and businesses. But did you know that it also offers a number of tax advantages? An income tax-free death benefit Generally, your beneficiaries won’t have to pay income tax on the death benefits they receive from your life insurance policy. But there […]