Q&A: Understanding the New CARES Act

Bryan Pratt By | On March 31, 2020

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (the CARES Act) was signed into law. The CARES Act has been enacted as a direct response to the COVID-19 pandemic and is intended to provide immediate and ongoing economic relief to individuals and businesses affected by the crisis. The following Q&A covers […]


Bryan Pratt By | On December 30, 2019

On December 20, 2019, the Setting Every Community Up for Retirement Enhancement (SECURE) Act was signed into law. The SECURE Act contains 29 provisions, encompassing many aspects of financial planning and retirement saving. Once treasury regulations are released, nuances in interpreting this new law will become clearer. Until then, individuals are left to interpret the […]

Will the Market Keep Dropping?

Bryan Pratt By | On December 17, 2018

If you’re like many investors, you’re starting to worry. After all, the stock market has declined for the third month in a row, with the S&P 500 getting close to correction territory (i.e., down 10 percent from the peak). Plus, important trend lines (e.g., 200-day moving average) have been broken. Understandably, everyone wants to know […]

Tax Cuts and Jobs Act of 2017: What Taxpayers Need to Know

Bryan Pratt By | On December 22, 2017

On December 20, 2017, the U.S. House of Representatives and U.S. Senate passed the Tax Cuts and Jobs Act of 2017 (the act or TCJA). The legislation makes significant changes to the Internal Revenue Code (IRC), including individual, corporate, and gift and estate taxation. The following piece highlights important changes affecting you and suggests potential […]

Minnesota Estate Tax

Bryan Pratt By | On September 13, 2017

As part of the state tax bill passed earlier this summer, the MN Estate Tax exemption will be increasing over the next few years (2017 to 2020.) The exemption was also retroactively increased from $1.8 million to $2.1 million for 2017. This change will allow the exemption to rise above the $2 million per person […]

MN Tax Deduction for 529 Plans

Bryan Pratt By | On August 3, 2017

Minnesota taxpayers now have the option of claiming either a state tax credit or deduction for contributions to a 529 college savings plan. This change goes into effect for the 2017 tax year. The first option is a deduction of up to $3,000 for a married couple filing jointly or $1,500 for all other filers […]

Secure Messages in Investor360®

Bryan Pratt By | On May 9, 2017

We are excited to announce a new secure messaging system that you can access right from Investor360°®. The next time you log in, you will notice a new Messages tab at the top of the page. Investor360° Messages functions much like other e-mail applications you may be familiar with and allows you to easily and securely: […]

Outlook 2017

Bryan Pratt By | On January 3, 2017

We started 2016 with the hope that it would be the year the economy normalized. But between the stock market pullback early in the year after the surprise Chinese devaluation; the political theater surrounding the primaries and general election; the ongoing volatility in the oil market; and the sudden surge in the dollar, which hit […]

2016 Midyear Update

Bryan Pratt By | On June 9, 2016

It has been an exciting year so far. With U.S. markets dropping 15 percent in the first quarter before rebounding, and many international markets having done worse, the red flag has been raised for market risks. With Europe continuing to wrestle with economic and political challenges, the prospect of a breakup of the union via […]

H&R Block® & TurboTax® Integration

Bryan Pratt By | On February 22, 2016

If you are using H&R Block® or TurboTax® software to complete your 2015 taxes, Investor360°® can now save you time by accurately transferring the investment account information you’ll need to complete your federal return. Take a look at the following brochures for instructions on how to access, select, and import everything you need safely and easily: H&R […]