Answering Your Biggest Questions on the SECURE Act

Dan Kutzke By | On March 3, 2020

It’s already 2020. Once again, the holidays were a blur—and, once again, Congress passed significant legislation at the last minute. This time, it was the Setting Every Community Up for Retirement Enhancement (SECURE) Act, which was signed into law on December 20, 2019. In the eyes of some commentators, this is the most significant retirement […]

The Repo Market: Cause for Concern?

Dan Kutzke By | On January 29, 2020

We would like to share the following article on the Repo Market, presented by Nick Follett, Manager, Fixed Income, at Commonwealth Financial Network. When interest rates in the overnight lending market (known as the repo market) spiked in September, there was a real fear that it was a sign of something far worse. This was […]

Can I Use 529 Funds to Pay for Off-Campus Housing?

Dan Kutzke By | On November 4, 2019

We often get the question of whether off campus housing rent can be paid out of the student’s 529 account. Here is a great article that addresses the question!  https://www.marottaonmoney.com/qa-can-i-use-529-funds-for-off-campus-housing/ If you have any questions on 529 plans or other financial questions, please feel free to contact us.

Time to Hit the Panic Button on Market Volatility?

Dan Kutzke By | On May 16, 2019

Recent declines have taken the U.S. stock markets down more than 2 percent. Not surprisingly, worries have started to grow. After all, this could be the end of the bull market. But is it time to hit the panic button? The simple answer is no. Why? What we are seeing is actually normal volatility and […]

Investor 360°® Makes Tax Time Easier

Dan Kutzke By | On February 12, 2019

With April 15 on the horizon, I wanted to let you know that, if you’re using TurboTax or H&R Block software, Investor360°® can save you time and aggravation by accurately transferring the investment account information you’ll need to complete your federal return. Take a look at these helpful brochures for instructions on how to access, […]

Ways To Better Protect Yourself From Identity Theft

Dan Kutzke By | On November 26, 2018

As we learned from the Equifax breach in 2017, we can fall victim to identity theft through no fault of our own. Although it isn’t feasible to master every identity theft scenario, it’s worth your time to learn more about the available identity theft tools and services and how to initiate a recovery plan if you become […]

Post-Financial Crisis Mind-Sets

Dan Kutzke By | On September 13, 2018

As we look back 10 years since the stock market crash in 2008, T. Rowe Price identified “4 Post-Financial Crisis Mind-Sets” in their Fall 2018 “T. Rowe Price Investor” newsletter I thought I would share with you. It stresses the need to develop a long-term plan and to stick to the plan in times of […]

5 Ways Criminals Use Social Engineering To Scam Us

Dan Kutzke By | On August 7, 2018

A major risk to both businesses and individuals, social engineering involves the exploitation of our very nature. Specifically, criminals use social engineering techniques to elicit feelings of fear, uncertainty, pressure, and excitement in the hope that we will deviate from the ways we typically behave. Their goal is to gain access to our sensitive information […]

Sudden Wealth

Dan Kutzke By | On July 13, 2018

What would you do with an extra $10,000? Maybe you’d pay off some debt, get rid of some college loans, or take a much-needed vacation. What if you suddenly had an extra million or 10 million or more? Now that you’ve come into a windfall, you have some issues to deal with. You’ll need to […]

2018 Outlook: Moving into the End of the Cycle

Dan Kutzke By | On January 29, 2018

As 2018 begins, the good economic news continues. Companies are hiring, both consumers and businesses feel confident, and economic growth is good and getting better. Even as conditions remain very positive, though, there are signs that the trend is changing. Job growth is slowing as we run out of available workers, and confidence seems to […]